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Personal Checking
Garden Plain State Bank offers a variety of checking accounts to fit your needs. Whether it is your first checking account or your retirement funds, Garden Plain State Bank has a variety of options to fit any lifestyle or budget. Contact a Customer Service Representative to open your account today!
Ultimate Checking Account
Receive all the following benefits when you maintain a $100.00 minimum balance. If you fall below $100.00 your monthly service charge will be $9.00.
- Interest bearing - Maintain a $1,500.00 collected balance and earn interest on the full balance
- Unlimited checking - No per check charges
- $5,000.00 Accidental Death Insurance
- Free ATM Card
- Debit Card - Use your card at any of our bank ATMs for free 24-hours a day. Your card is accepted at any merchant that displays the MASTERCARD logo (with approved credit).
- Direct Deposit available
- Free 24 hour availability through Telephone Banking
- Free 24 hour availability through Internet Banking
- Overdraft Protection from another Garden Plain State Bank account for only $1.00 per transfer
- Available to individuals, sole-proprietors, non-profit organizations, and public units
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Ultimate Plus Checking Account
Receive all the following benefits for a low monthly service charge of $7.00.
- Interest bearing - Maintain a $1,500.00 collected balance and earn interest on the full balance
- Unlimited checking - No per check charges
- $10,000.00 Accidental Death Insurance
- Direct Deposit available
- No minimum monthly balance
- Free 24 hour availability through Telephone Banking
- Free 24 hour availability through Internet Banking
- Free personalized checks - You may also take advantage of our 25% off on other selected styles.
- Safety Deposit Box - Receive a $5.00 discount off the first year rental (subject to availability)
- Free ATM/Debit Card - Use your card at any of our bank ATMs for free 24-hours a day. Your card is accepted at any merchant that displays the MASTERCARD logo (with approved credit).
- Free Overdraft Protection from another Garden Plain State Bank account
- Photocopy Services - Limit 5 free per month
- Free Cashier’s Checks
- Available to individuals, sole-proprietors, non-profit organizations, and public units
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Ultimate Mature Market Checking Account
If you have reached age 50 and maintain a $100.00 minimum balance, you receive all the following benefits. If your balance falls below $100.00 you will be assessed a $7.00 monthly service charge.
- Interest bearing - Maintain a $1,500.00 collected balance and earn interest on the full balance
- Unlimited checking - No per check charges
- $10,000.00 Accidental Death Insurance
- Direct Deposit available
- Free 24 hour availability through Telephone Banking
- Free 24 hour availability through Internet Banking
- Free personalized checks - You may also take advantage of our 25% off on other selected styles.
- Safety Deposit Box - Receive a $5.00 discount off the first year rental (subject to availability)
- Free ATM/Debit Card - Use your card at any of our bank ATMs for free 24-hours a day. Your card is accepted at any merchant that displays the MASTERCARD logo (with approved credit).
- Free Overdraft Protection from another Garden Plain State Bank account.
- Photocopy Services - Limit 5 free per month.
- Free Cashier’s Checks
- Available to individuals, sole-proprietors, non-profit organizations, and public units
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Free Checking Account
This is our most economical account.
- No Monthly Maintenance fee
- Unlimited Free Check Writing
- Open Your Account With Only $100, No Minimum Balance thereafter
- Truncated Checks
- Free Transfers Between Accounts at Garden Plain State Bank ATM’s
- ATM/Debit card available (with approved credit)
- Free 24 hour availability through Telephone Banking
- Free 24 hour availability through Internet Banking
- $4.00 dormant service charge monthly if inactive for 3 months or more and balance is less than $100.00
- Overdraft Protection from another Garden Plain State Bank account for only $1.00 per transfer
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Regular Checking Account
Low cost account to benefit customers who carry a balance.
- $5.00 monthly service charge
- $0.18 per transaction
- $0.25 service charge credit per $100.00 average collected balance *
- ATM/Debit card available (with approved credit)
- Direct Deposit available
- No transaction limitations
- Overdraft Protection from another Garden Plain State Bank account for only $1.00 per transfer
- Free 24 hour availability through Telephone Banking
- Free 24 hour availability through Internet Banking
* Example -
If your average collected balance was $5000.00, you would accrue $12.50 that month
(5,000 x .0025) to offset the monthly service charge and any transaction fees.
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Special Checking Account
Entry level checking account ideal for low balance account holders.
- $100 to open, No Minimum Balance thereafter
- $4.00 dormant service charge monthly if inactive for 3 months or more & balance is less than $100.00
- $0.18 service charge per each debit entry
- ATM/Debit card available (with approved credit)
- Direct Deposit available
- Overdraft Protection from another Garden Plain State Bank account for only $1.00 per transfer
- Free 24 hour availability through Telephone Banking
- Free 24 hour availability through Internet Banking
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NOW Account
One of our most popular interest bearing accounts.
- Minimum opening deposit of $1,500.00
- Interest paid monthly when the account’s average collected balance is $1,500.00 or more
- No maintenance fee unless the average collected balance for the month falls below $1,500.00, in which case there will be a $5.00 service charge for that month plus $0.18 per transaction
- Free 24 hour availability through Telephone Banking
- Free 24 hour availability through Internet Banking
- ATM/Debit card available (with approved credit)
- Direct Deposit available
- Overdraft Protection from another Garden Plain State Bank account for only $1.00 per transfer
- Available to individuals, sole-proprietors, non-profit organizations, and public units
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